Cold back behaviour in horses is a sign of back or girth sensitivity that is frequently misunderstood as disobedience rather than pain.
Cold back behaviour that is dismissed as a personality trait or stubbornness means horses experience pain or discomfort with every tacking-up interaction. Over time, repeated painful associations with saddling create anticipatory anxiety that reinforces negative behaviour even after the original pain source is addressed. Early investigation and resolution of underlying causes is both a welfare obligation and the most effective management approach.